Launching soonFixDoc is opening to mortgage brokers in stages.Join the waitlist for early access
Find Document Inconsistencies
Before They Reach Underwriting
FixDoc reviews the whole loan file: it compares pay stubs, W-2s, 1099s and bank statements with each other, checks a W-2's payroll tax math, and flags figures that do not add up, missing months and reused documents, with the evidence for each finding. Calculations produce the findings; AI only reads the documents.
How it works
Three steps from upload to evidence you can act on, with fewer documents to compare by hand.
1. Seamless Upload
Upload pay stubs, W-2s, 1099s and bank statements as a PDF, a scan or a phone photo, and check every value the engine read before the checks run. Anything else the file needs is kept as Other, not analyzed. A photo carries little file history, so the original PDF gives the editing checks more to see.
2. Cross-Checks
Thirteen checks run on every analysis: identity, names and employers, income, deposit matching, large and round deposits, document reuse across your other loan files, statement and pay stub math, missing or duplicated periods, each file's own edit history, W-2 payroll tax math, the W-2 against the final pay stub, and 1099 payer details. A check that cannot judge a document says so and why.
3. Actionable Evidence
Get a clear risk score, evidence tables showing exactly what was flagged and why, and for every finding the next step to ask the borrower for and what the check cannot see. Every decision is recorded with who made it, when and why.
Findings are prompts to verify, not credit decisions or reasons to deny. A qualified underwriter makes every decision using the full file. FixDoc compares numbers in uploaded documents. It does not contact the IRS or employers and cannot confirm a document is genuine. The lender decides what to verify and makes all loan decisions.
What FixDoc does for each loan file
Built for mortgage professionals who need careful, fast document review.
Document Cross-Checks
Thirteen checks on every file: identity, names and employers, income, deposits, document reuse, statement and pay stub math, periods, edit history, W-2 payroll tax math, the W-2 against the final pay stub, and 1099 payer details. Findings show the figures side by side. Available on every plan.
AI Assistant
Ask questions about any project in natural language. Get answers with source citations and confidence scoring. Team+ plans.
Check What We Read
Before any check runs, see every value read from each document and correct a misread one with a reason. The original is kept, and every finding and the Evidence Pack show the correction. Available on every plan.
Document Management
Organized by loan file and document type, in private storage with per-plan limits. Scans and photos are read on our own servers, and a removed document is kept for 5 years and can be restored by an admin.
Real-Time and Email Alerts
Live notifications and instant or digest emails when documents arrive, an analysis completes or a teammate acts. You control frequency and quiet hours.
Evidence Pack
A dated PDF for each loan file: the checks that ran, what was found, what you decided and why, with document hashes. Available on every plan.
Document Reuse Alerts
Tells you when the same document appears on another loan file in your organization, matched by content rather than filename. Available on every plan.
Review Queue
A shared queue with assignment, due dates, a board and a calendar, so findings are decided by someone and not left open. Team and Business.
Team Oversight
Workload per reviewer, overdue reviews and time to clear, so a manager can see where files are waiting. Team and Business.
Developers
A read API with scoped keys, and signed webhooks for analyses, decisions and cleared reviews. Business.
Simple, transparent pricing
Choose the plan that fits your business. All plans include every check.
Trial
For trying every fraud check on your own files
No credit card and no time limit
- 3 fraud analyses to try FixDoc
- 5 new loan files a month
- 1 user
- 10 clients
- 1 GB storage
- 30 days of dashboard history
Included
- Every fraud check on income, deposits, names, employers and dates
- Evidence Pack PDF for each file
- Alerts when the same document appears on another file
- Document vault with storage by category
- Clients and loan files
Solo
For an independent broker checking their own files
First charge after 14 days
- 25 fraud analyses a month
- 25 new loan files a month
- 1 user
- 50 clients
- 5 GB storage
- 30 days of dashboard history
Included
- Every fraud check on income, deposits, names, employers and dates
- Evidence Pack PDF for each file
- Alerts when the same document appears on another file
- Document vault with storage by category
- Clients and loan files
Team
For a brokerage that shares review work (up to 5 people)
First charge after 14 days
- 75 fraud analyses a month
- 75 new loan files a month
- 5 users
- 200 clients
- 25 GB storage
- 90 days of dashboard history
- 200 AI questions a month
Everything in Solo, plus
- AI assistant on each loan file
- Shared review queue with assignment, due dates, board and calendar
- Team oversight: workload, overdue reviews and time to clear
- Weekly review digest email
Business
For a brokerage that proves its process to lenders (up to 15 people)
First charge after 14 days
- 250 fraud analyses a month
- 250 new loan files a month
- 15 users
- Unlimited clients
- 100 GB storage
- 12 months of dashboard history
- 2,000 AI questions a month
Everything in Team, plus
- Portfolio patterns across files (shared phone, identical pay stubs, repeated employers)
- Quarterly quality report PDF for lenders
- Custom check thresholds
- Audit log export
- Read API with scoped keys
- Signed webhooks and integrations
- Priority support requests
Be first to check your files with FixDoc
We are opening FixDoc to brokerages in small groups so each one gets a working setup from day one. Join the waitlist and we will email you when your access is ready.
- Every fraud check on every plan
- Findings shown with the evidence side by side
- Your data stays inside your organization
Already invited? Create your account
Frequently asked questions
Founding customer access is by invitation and complimentary: nothing is charged. Your Billing tab shows the date it ends, and owners and admins get an email 14 days and 3 days before. To keep your plan, choose it on the Billing tab; the card is charged from that end date, not before. If you do nothing, your organization moves to the free start and your files are kept.
Yes, two ways. Every new organization starts free with 3 fraud analyses, 1 user, 10 clients and 1 GB of storage, including every fraud check and the Evidence Pack, with no time limit and no credit card. When you choose a paid plan, it starts with 14 days before the first charge: checkout asks for a card, and canceling within those 14 days means you are not charged.
Yes. Upgrade or downgrade from the Billing tab at any time, and the change applies right away. During your free trial a change costs nothing. After it, Stripe adjusts your next invoice for the days left in the period: an upgrade adds the difference, a downgrade leaves a credit.
We accept all major credit cards (Visa, MasterCard, American Express) through our secure payment processor Stripe.
All data is encrypted at rest via Supabase on AWS infrastructure and in transit via TLS. Every request is scoped to your organization, by Row Level Security in the database and by organization checks in the application. Owners and admins can also limit each officer, agent and viewer to the files they work on, as the FTC Safeguards Rule asks of mortgage brokers, and a borrower only ever sees their own file. Social Security numbers and full account numbers are removed before any text reaches the AI provider, and a W-2 or 1099 keeps only the last 4 digits of its EIN and TIN. Your data is not used to train AI models; OpenAI keeps API data for up to 30 days for abuse monitoring.
When you reach your plan's monthly fraud analyses, new analyses pause until the next month or until you upgrade. Your files, findings, decisions and Evidence Packs stay available the whole time, and FixDoc shows a notice as you approach the limit.
Yes. There are no long-term contracts. Canceling stops the renewal, and your plan stays until the end of the period you paid for. After that your organization moves to the free start; your clients, files, findings and Evidence Packs are kept.
FixDoc sends email alerts for four event types: new document uploads, completed fraud analysis results (with risk level), notes added to projects, and project status changes. Every email includes a one-click unsubscribe link.
Yes. You can choose instant delivery, a daily digest, or a weekly summary. You can also set quiet hours (UTC), toggle individual notification types on or off, or disable email entirely while keeping in-app notifications active.
Ready to protect your pipeline?
Join the waitlist and we will email you when your access is ready.